Wednesday May 6, 2009
EONCAP Islamic Bank targets 4% loan growth
PUTRAJAYA: EONCAP Islamic Bank Bhd sees lower loan growth of 4% this year due to impact from the global recession, said chief executive officer Fozia Amanulla.
“Our financing growth last year was 6% and this year we need to reduce a bit our of target growth as the market is currently softening.
“We will work hard to come up with better Islamic financial products to attract more customers to use our services,” she said yesterday at the launch of a strategic alliance initiative with the zakat collection centre of the Federal Territory.
On the recent Government decision to issue two new licences this year to foreign Islamic banks, Fozia said it would spur the Islamic banking business in Malaysia.
“Apart from that, it will give more choices to the consumers to choose which Islamic products that suit their need and want. I think it is a good way too for us to compete healthily with them and this will create a benchmarking for us to be more innovative and competitive,” she said.
On its alliance with the zakat collection centre of the Federal Territory, Fozia said it was to allow consumers to pay their zakat more conveniently using EONCAP Islamic Combi Debit MasterCard.
“Some Muslims may find it difficult to make their Zakat payment due to their busy urban lifestyle. This is why we have formed this strategic alliance - to help our Muslims customers honouring their religious obligations in an easier and more flexible way,” she said.
Card holders of EONCAP Islamic Combi Debit MasterCard can opt to make their zakat payments in one lump sum, two instalments or even 12.
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