Wednesday September 16, 2009
CIMB offers new structured product
KUALA LUMPUR: CIMB Group expects its latest structured product, the Greater China and Commodities Income Protected Plus-i, which has a subscription limit of RM300mil, to be fully taken up before its offer period ends on Sept 25.
CIMB Bank Bhd head of retail banking Peter England said the syariah-compliant product was unique in that it provided capital protection as well as income guarantee.
“Our survey revealed that investors want capital as well as income protection, especially since the global economic crisis,” he told reporters after launching the product.
He said as the name of the product suggested, the fund was riding on the global recovery of capital and commodity markets of Greater China, with MSCI Taiwan Index, Hang Seng China Enterprise Index and S&P GSCI Excess Return Index as the reference indices.
Peter England discussing with Chu Kok Wei (right), while CIMB Islamic Bank Bhd deputy CEO Muzaffar Hisham listens after the launch. CIMB Investment Bank head of structured and banking products Chu Kok Wei said the structured product required a minimum investment of RM250,000.
“This product addresses the sentiment of clients, which looks at safety, regular income and potential upside. It pays an average protected profit of 4% per annum for 10 years, with a potential to earn an additional average profit of 4.5%, bringing the total potential profit rate to 8.5% per year,” he said.
“...with our innovative product, investors will have many more chances to catch up and earn from previously missed opportunities, riding on the recovery of the Asian markets, especially China, Hong Kong and Taiwan,” he added.
The Greater China and Commodities Income Protected Plus-i is available for subscription at all CIMB banks and CIMB Islamic branches.
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